|CAREERS IN LEASING|
J2331 - Our client is seeking a Credit Manager. Reporting to the Head of Credit, this is an excellent opportunity for a Credit Risk Manager to strengthen the existing team, who have responsibility for underwriting potential SME customers throughout the UK. Salary: c£50,000 plus excellent bonus and benefits. Location: UK, Thames Valley / SE Eng.
Assist in minimising the company’s risk from lending money by careful assessment of the credit risk while adhering to the company’s credit policy and underwriting parameters.
Although this is an office based role it will be necessary to visit potential customers on an ad-hoc basis where either the size of the transaction or the customer justifies it.
Prepare concise but informative reports on potential customers recommending whether they are suitable for the requested borrowings.
Liaise with customers and business introducers as necessary.
Must have some commercial experience preferably in credit or asset finance).
Experience of interpreting and understanding both a set of accounts and customer business models.
Technical knowledge around credit risk analysis and the tools available for obtaining the necessary credit information.
Basic understanding of different asset classes, their typical depreciation, ease of recovery and ease of resale.
Experience of dealing with customers in a business to business environment and the ability to effectively interview, analyse the information received and, as a consequence, control the discussion.
Comfortable dealing at Director Level.
Display an appreciation, understanding and interest in how business and the economy in general works.
Capable of planning own work to achieve objectives.
We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.